Budgeting for Beginners: How to Make a Budget



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Paano ba mag budget ng pera?
Watch this Budgeting for Beginners video to know some tips on how to budget your money and manage your finances better.

According to many financial experts, ang ideal na formula para ma-achieve ang financial freedom ay:
INCOME – SAVINGS = EXPENSES
Pero paano kung ang expenses ay mas malaki pa kesa sa income?
Sabi nga ng narinig ko, ang sweldo ay parang coke lang yan – minsan sakto, minsan zero.

That’s why I suggest to follow this simple formula first if you are just starting to budget your money:
INCOME – EXPENSES

Ang simple lang diba?
This is the basic foundation of budgeting. Alamin mo muna kung magkano ba talaga ang kinikita mo at anu-ano nga ba ang expenses mo. Saka mo pa lang malalaman kung sakto, zero, o negative ang income mo sa dami ng expenses.

Dito mo din malalaman kung saan ka pwedeng magbawas o magtipid para makaipon ka for your goals. Pag namaster mo na ang simpleng formula na to, mas magiging aware ka na kung saan napupunta ang sahod mo at mas magiging focused ka na sa pag-iipon kung yan ang goal mo.

I hope you watch this video until the end and let me know kung nakatulong sayo ang video na to na Budgeting for Beginners para makagawa pa tayo ng mas madami pang Personal Finance related videos. Thank you for watching and happy budgeting! 🙂

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